India Imposes Merchant Fees on High-Value UPI Transactions

Key Points

India introduces a 0.4 percent merchant discount rate for UPI payments exceeding Rs 2,000 to sustain the digital ecosystem while exempting small merchants

Editorial Deep Dive & Context

India introduces a 0.4 percent merchant discount rate for UPI payments exceeding Rs 2,000 to sustain the digital ecosystem while exempting small merchants

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Oct 3, 2026 • 2:07 AM

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India Imposes Merchant Fees on High-Value UPI Transactions

India introduces a 0.4 percent merchant discount rate for UPI payments exceeding Rs 2,000 to sustain the digital ecosystem while exempting small merchants

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News Sources (4)

https://economictimes.indiatimes.com/tech/technology/upi-volume-rises-27-to-touch-145-billion-in-first-half-of-fy27/articleshow/134642468.cms

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https://thehindu.com/business/upi-volume-jumps-27-to-touch-145-bn-in-first-half/article71538372.ece

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https://millenniumpost.in/business/upi-volume-rises-27-to-touch-145-bn-in-first-half-of-current-financial-year-678277

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https://dailyexcelsior.com/upi-volume-rises-27-pc-to-touch-145-bn-in-first-half-of-fy27

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India introduces a 0.4 percent merchant discount rate for UPI payments exceeding Rs 2,000 to sustain the digital ecosystem while exempting small merchants